FBAR threshold checker — free calculator

Adds the highest balance of each foreign account and tests the aggregate against the verified FinCEN threshold.

  • 15+Years of cross-border experience
  • 18,000+Clients served
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  • 4Global offices — India, USA, Canada & UAE
  • Offices in India, the USA, Canada and the UAE
  • Fixed fee agreed before work starts
  • 15+ years of cross-border experience
What this estimates

Adds the highest balance of each foreign account and tests the aggregate against the verified FinCEN threshold.

Enter your figures

Signature authority counts even when the money is not yours
Aggregate tested against the threshold

Threshold verified against the IRS on 2026-08-13. All other figures are yours.

Two of the firm’s advisers at a desk in the Delhi office

How the estimate is built

The report is tested on the aggregate of all foreign financial accounts at their highest point during the calendar year, which is why several small accounts can cross the line together. Signature authority over an employer's or a relative's account counts even though none of the money is yours. The threshold used here is the verified FinCEN figure.

Where to go from here

A calculator narrows the range; it does not settle a filing. One call now is worth more than a filing season of guessing.

Reviewed against current guidance for the 2025 and 2026 filing seasons by Udit Gupta, Cross-Border Tax Expert, Legal Quotient Consultants. General guidance only. Your own facts decide the answer, so bring them to a call before relying on this.

Corporate tax calculator — what this page covers

People reach this page searching for corporate tax calculator. It is covered here as it applies to FBAR threshold checker — who it applies to, what has to be filed, and what it costs, at a fixed fee agreed before the work starts.

What working with us on FBAR threshold checker calculator looks like

The reporting penalties get named early

The heaviest exposure on a cross-border file is usually a disclosure form, not the tax. We identify which ones apply before a deadline turns into a penalty.

Both sides prepared together

Two returns built against each other by one team, so relief is claimed exactly once and nothing falls between the two systems.

We say early if it is not our work

If a file needs something this practice does not do, you hear that at the start rather than after a bill.

Filed with the authority, not just prepared

The engagement runs to submission and to the correspondence that follows it, including the queries that arrive months later.

The team at work in the open-plan office

What these engagements turn on

Case study 1

Small accounts that crossed the threshold together

A client had a current account, an old savings account and a fixed deposit left over from before moving, none of which felt significant enough to mention to anyone. Added at their highest points in the year, they were over. We listed every foreign account the client held or could sign on, established the peak for each from the statements, and prepared the reports for the years concerned. The engagement produced filed reports covering those years, a schedule of accounts to review each year, and a record of where each figure came from.

Case study 2

Signature authority on an employer account nobody had reported

A finance manager was a signatory on their employer's foreign operating account and had never considered it their business to report. The money was not theirs and never had been, but the authority was. We confirmed the scope of the authority from the bank mandate, obtained the peak balance for each year from the company, and reported the account as one held under signature authority rather than ownership. The engagement produced corrected reports for the open years and a short written note the employer now gives to every new signatory.

Case study 3

A joint account one spouse reported and the other did not

A married couple held a joint account abroad. One spouse had been reporting it for years, the other had assumed a single report covered the household. It does not: the obligation attaches to each person with an interest in the account. We reviewed which accounts each of them held, jointly and separately, and brought the second spouse's position up to date across the years still open. The engagement produced a complete set of reports for both individuals and a division of responsibility for the annual review going forward.

Case study 4

Reconstructing peak balances from closed bank records

A client needed to report accounts that had been closed years earlier at a bank that had since been taken over. Statements were gone and the login had lapsed years before. We wrote to the successor institution for the account history, filled the remaining gaps from transfers visible on the surviving accounts at the other end, and documented which figures were confirmed by the bank and which were derived. The engagement produced reports supported by an evidence file for every figure in them, and a written explanation of the derivation for the ones the bank could not confirm.

Case study 5

An account held under a power of attorney for a parent

A client managed an elderly parent's accounts abroad under a power of attorney and had never thought of them as anything to do with a US filing obligation. Authority over an account is what matters, not ownership of the funds. We read the instrument to establish what it actually permitted, identified the accounts within its scope, and gathered the highest balances for each year. The engagement produced the reports for those years, and a note recording the date the authority began, so the boundary of the obligation is documented.

Case study 6

Bringing reports up to date before a bank enquiry arrived

A client received a routine request from their foreign bank confirming their tax residence and citizenship, and realised the information would be exchanged. Nothing had been filed. We established which accounts and which years were involved, checked whether the income on them had been reported on the returns already filed, and chose the route for coming forward on those facts before submitting anything. The engagement produced the outstanding reports, amended returns where the income had been missed, and a documented chronology showing the work began before any authority made contact.

Case study 7

Never Filed a US Return — and Only Just Found Out

Born in the United States, left as an infant, and told by a bank that the returns were owed all along. The work is sequencing: establish which years are actually open, choose the catch-up route on the facts rather than filing quietly, and claim the exclusions and credits that were never taken.

Read how this one runs
Case study 8

Canadian Pension Paid Abroad and Taxed at the Flat Rate

Pension and annuity payments to a non-resident carry a flat withholding that often exceeds what a return would produce. The alternative filing is elective, and whether it helps depends on the total income for the year rather than on the payment alone.

Read how this one runs

All case studies — every published engagement in one place.

Core International & Cross-Border Tax Services

International Tax Planning & Advisory

Strategy and compliance for income, assets and families spread across borders.

One coordinating team: filings on every side of the border are sequenced so treaty relief and foreign tax credits are claimed once — and in the right country.

U.S. & Cross-Border Tax Returns

Dual filers: U.S. citizens in Canada and Canadians with U.S. income run two parallel systems — we prepare both, in the right order, every year.

Expat & Emigration Tax

The move year is its own project: the elections and valuations filed that year decide the next decade of both countries’ returns.

Non-Resident Canadian Tax

Default withholding is 25% of gross: elective returns routinely turn over-withheld rent and pensions into refunds.

Transfer Pricing & BEPS

Documentation prepared with the return is the cheapest insurance in international tax; reconstructing it during an audit is the most expensive.

Cross-Border Estates & Trusts

Wills drafted for one country routinely misfire in the other — deemed disposition here, estate tax there, credits in between.

Cross-Border Corporate Tax

Expansion raises the same four questions every time — entity, PE, repatriation, payroll. We answer them before the tax authorities do.

India Tax for NRIs & Returning Residents

The deduction is taken on the sale price, not the gain — which is why an NRI property sale strands cash unless the certificate is applied for before closing.

Canadian Tax with a Foreign Element

Residency is decided on facts, not on a form — and the year you arrive or leave is the one where the largest amounts turn on the smallest details.

UAE Tax for Expats & Their Home Country

A zero-tax country is only half the answer — the question that decides the bill is whether the country you came from still treats you as resident.

Industries & Client Types We Serve Worldwide

Global E-commerce & Marketplaces
Technology & SaaS
Professional Services Firms
Cross-Border Real Estate
Importers, Exporters & Manufacturers
Athletes, Artists & Entertainers
Remote Workers & Digital Nomads
Investment Funds & Holding Companies

Global E-commerce & Marketplaces

Cross-border tax for sellers shipping worldwide: marketplace withholding, foreign registrations and inventory nexus handled before they become audits.

Marketplaces withhold, remit and report in their own right, so the tax position of a single sale is decided by where the stock sat, where the buyer was and which platform collected — not by where the company is registered. We reconcile the platform's own filings against the returns before either is submitted.

  • Foreign VAT / GST / sales tax registrations
  • Marketplace withholding reviews
  • Inventory nexus & PE analysis
  • Multi-currency books reconciled
Explore E-commerce & Marketplaces

Technology & SaaS

  • Cross-border revenue sourcing & withholding
  • IP structuring with real substance
  • Equity for cross-border teams
  • U.S. expansion: entity & PE setup
Explore Technology & SaaS

Importers, Exporters & Manufacturers

  • Transfer pricing documentation (s.247)
  • Customs value vs transfer price
  • Foreign affiliate reporting (T1134)
  • Country-by-country reporting
Explore Trade & Manufacturing

Athletes, Artists & Entertainers

  • Reg 105 & U.S. CWA agreements
  • Multi-state & country calendars
  • Touring income allocation
  • Royalty & image-rights withholding
Explore Athletes & Entertainers

Remote Workers & Digital Nomads

  • Residency analysis before moving
  • Employer payroll exposure
  • Totalization & social security
  • Foreign tax credits
Explore Remote Workers

Investment Funds & Holding Companies

  • Treaty access & PPT reviews
  • FAPI & surplus computations
  • Withholding-efficient routing
  • Governance & substance
Explore Funds & Holdcos
A named reviewer on every filing

Talk to us about FBAR threshold checker

Describe what happened and which countries are involved; the fee comes back in writing before anything begins.

  • Rated 5.0 out of 5 stars on Google
  • Your existing accountant keeps the domestic file
  • Offices in India, the USA, Canada and the UAE

Our practitioners are alumni of leading accounting and tax institutions

Where our partners studied — CPA Canada (In-Depth Tax Program), AICPA, the Institute of Chartered Accountants of India and the Malaysian Institute of Accountants.

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