RSUs across borders — is this a do-it-yourself job?
Some of it, yes — and we will say so on the call if that is the honest answer. The parts that are worth paying for are the ones where a missed election, a missed deadline or an unverified threshold costs more than the fee: the benefit is generally apportioned by workdays over the vesting period, with each country taxing its share at its own rate.
What if I have already filed and got it wrong?
That is a common starting point. We re-derive the position, identify whether an amendment or a disclosure route is the right vehicle, and tell you which one preserves the relief that is still available. The order matters more than the speed.
How long will it take?
It depends on the documents rather than on us. Once the pack is complete most filings turn around inside a fortnight; anything that needs a certificate from a tax authority runs on that authority's timetable, which we tell you at the start rather than at the end.
How is RSU income taxed when an employee moves countries before vesting?
The income is generally sourced across the vesting period based on where the employee worked while the units were earning out, not solely on their location at grant or at vesting. That means a single vesting event can produce a tax obligation split between two countries, each taxing the portion of the period spent within its borders. We trace the employee's work location across the full vesting period to build that allocation.
Does the employer's payroll system usually handle cross-border RSU sourcing correctly?
Not always. Many payroll systems apply withholding based on the employee's current location rather than tracking work locations across the whole vesting period, which can leave a mismatch between what was withheld and what is actually owed once the sourcing is done correctly. We review vesting schedules against travel and work history to identify where that gap exists.
Can double taxation occur on the same RSU vesting?
It can, particularly when both countries claim taxing rights over the same vested value and no relief mechanism is applied. A tax treaty or a foreign tax credit can often resolve the overlap, but only if the sourcing and the credit claim are documented consistently between the two returns. We coordinate that documentation so the same vesting is not taxed twice without relief.
Is "fund transfer pricing" the same thing as transfer pricing?
No — and if you came here to calculate FTP, this is not it. Fund transfer pricing is a bank's internal allocation of funding costs and benefits between its own business units, a treasury and asset-liability management discipline used to measure branch or product profitability. Tax transfer pricing is about prices between legally separate related parties across borders, and about which country taxes the resulting profit. The words overlap; the fields do not. See our transfer pricing work.
Is moving money between my own accounts in two countries taxable?
Moving your own capital between your own accounts is not itself income, so the transfer is not what creates tax. What can create tax or reporting is the income the money earned before it moved, a foreign-exchange gain on certain holdings, and the reporting obligations the balances themselves trigger — foreign account and asset reports keyed to balances rather than income. Remittances out of some countries also need certification before the bank will send them. See foreign account reporting.
