Day traders: what we charge

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For day traders: the cross-border filings, the treaty relief and the disclosures, handled end to end on a written fixed fee.

+1 (416) 619-0068 See fixed fees
  • 15+Years of cross-border experience
  • 18,000+Clients served
  • 5.0Google rating
  • 4Global offices — India, USA, Canada & UAE
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Secure a fixed quote

Whatever documents you hold are enough to begin: we read them and put a fixed price in writing first.

24-hour helpline: +1 (416) 619-0068
  • Fixed fee agreed before work starts
  • 18,000+ clients served
  • 15+ years of cross-border experience
In short

Frequent trading can convert investment activity into a business, which changes the inclusion rate on gains, the deductibility of losses and expenses, and sometimes the availability of registered-account treatment.

On this page: the rule that applies here, the questions we are asked first, two finished files with their numbers, how an engagement runs, and the fee it starts from.

The rule that applies to this group and not the one next to it

Frequent trading can convert investment activity into a business, which changes the inclusion rate on gains, the deductibility of losses and expenses, and sometimes the availability of registered-account treatment.

This is the point most filings get wrong. An ordinary preparer will get the general position right and miss the specific one, because the specific one is not on the form. It has to be known about, claimed, and supported.

The team reviewing a file together at a desk

Fixed fees for day traders what we charge, agreed up front

What we charge a day trader is set from the statements before anything is prepared, and what moves it is their state: a broker's records showing cost base and proceeds trade by trade are one job, a bare year-end summary that has to be rebuilt into a year's trading is another.

Individual tax filing

From $349

fixed, quoted before work starts

Personal returns for individuals, expats and non-residents — foreign income, foreign property and treaty relief handled in one engagement.
See the fee schedule

Foreign asset & information reporting

From $349

fixed, quoted before work starts

Foreign holdings mapped once — accounts, real property, shareholdings — then reported to each authority in the form it requires.
See the fee schedule

Catch-up & voluntary disclosure

From $349

fixed, quoted before work starts

Bringing an unfiled history current: which years are still open, which programme applies, and what the exposure is before you commit.
See the fee schedule

Non-resident & departure filings

From $349

fixed, quoted before work starts

Returns for the year you leave, the year you arrive, and the years you earn rental or pension income from a country you no longer live in.
See the fee schedule

Corporate cross-border filing

From $999

fixed, quoted before work starts

Corporate compliance for a group that trades or holds assets in more than one country, prepared on both sides together.
See the fee schedule

Estate & trust filing

From $799

fixed, quoted before work starts

Estates and trusts with assets or beneficiaries in more than one country, with both sides prepared together.
See the fee schedule

Transfer pricing documentation

From $2,500

fixed, quoted before work starts

The transfer pricing file a group needs when goods, services or finance move between its own companies across a border.
See the fee schedule

Payroll & mobility setup

From $999

fixed, quoted before work starts

The employer side of mobility — where to register, what to withhold, and what to report once someone works across a border.
See the fee schedule

All published fees on one page — the whole fee schedule in one place, with no from-to bands to decode.

Three things we hear on the first call

  • My volume is high and I do not know whether I am an investor or a business.
  • My broker is abroad and my account is reportable, which I only just discovered.
  • I moved countries mid-year and my open positions crossed the date.

These are not edge cases. They are what happens when two systems each apply their own logic to one person, and the person is expected to reconcile the result. See also US person with a TFSA or RESP — the reporting.

What this looks like with numbers

Here is the rule doing its work on an actual set of amounts.

Gross withholding against a net-basis return

A non-resident receives C$19,000 in the year. Assume withholding at 16% on the gross amount, and assume deductible costs of C$14,060 against it.

ItemAmount
Gross amount receivedC$19,000
Withheld at source (assumed 16% of gross)C$3,040
Deductible costsC$14,060
Net amount actually earnedC$4,940
Tax on the net amount (assumed graduated result)C$1,334
Difference recoverable by filingC$1,706

Filing on a net basis recovers C$1,706 of the C$3,040 withheld. That difference is the entire reason the elective return exists, and it is lost by not filing. The shape of that result holds; the size of it depends entirely on your own numbers and dates.

These amounts illustrate the mechanism only. The rates and thresholds are assumptions of the example, not your numbers: each is checked against the issuing authority for your specific tax year before any return is filed.

What this looks like with numbers

Here is the rule doing its work on an actual set of amounts.

Credit relief on one stream of income

Take C$72,000 of income taxed in both countries. Assume the other country charged 28% on it and the home country would charge 41% on the same amount.

ItemAmount
Income taxed in both countriesC$72,000
Tax paid abroad (assumed 28%)C$20,160
Home tax on the same income (assumed 41%)C$29,520
Credit available (lesser of the two)C$20,160
Home tax still payableC$9,360

The credit absorbs C$20,160 and leaves C$9,360 payable at home, because the home rate on this income is the higher of the two. The balance is real cash and it is due on the home timetable, which is why instalments get raised in the first meeting. We run this on your actual numbers before advising anything, because the conclusion can invert with a modest change in inputs.

Treat these numbers as a worked example rather than advice — they exist to make the mechanics visible, and the rates and thresholds are assumed for the illustration. For a real filing, we verify each figure with the authority that publishes it, for your year.

What working with us looks like

  1. 1We start with the chronology: dates, countries, and what has already been filed
  2. 2You get the scope and the fee in writing before we touch anything
  3. 3The work is prepared and reviewed by a named person, not a queue
  4. 4Nothing is filed until you have read it
  • Fixed fees agreed before any work starts, so the number in the quote is the number on the invoice.
  • Authorisation with each authority, so we see the assessments and slips directly rather than asking you for them.
  • Nothing is filed until you have read it.

Where to go from here

Bring last year's returns and we will tell you what is missing.

Reviewed against current guidance for the 2025 and 2026 filing seasons by Udit Gupta, Cross-Border Tax Expert, Legal Quotient Consultants. General guidance only. Your own facts decide the answer, so bring them to a call before relying on this.

Where international tax accountant comes into this file

This is the page to read on international tax accountant. It takes day traders: what we charge in order — the test that decides who is affected, the returns and forms that follow from it, and a fee quoted in writing before anything starts.

How the engagement runs, phase by phase

  1. Upload the file as it stands

    A secure link arrives after the first call. Incomplete is fine; that is what the review is for.

  2. The number is settled up front

    Priced from your own documents and confirmed in writing before any preparation begins.

  3. Both returns on one desk

    One engagement covers every country the file touches, reconciled line against line.

  4. Your approval, then the filing

    The return is yours to check first. We file once you say so.

The difference a dedicated cross-border team makes

Factor Legal Quotient Hourly billing model
Pricing A fixed fee, agreed in writing before work starts Hourly, billed as incurred
Experience 15+ years of cross-border work, 18,000+ clients Varies by file
Both sides of the border Prepared together by one team, so relief is claimed exactly once One country at a time, reconciled later
Who reviews it A named practitioner, published on the page Whoever the queue reaches
Where the work happens Our offices in India, the USA, Canada and the UAE Whichever single office you can travel to

Key terms behind this page, defined

Section 94 trust
A trust deemed resident in Canada because of a resident contributor or beneficiary, bringing its income into the Canadian base.
Functional currency
The currency in which an entity or branch actually operates, and the basis on which its results are translated for a foreign return.
Taxable surplus
A pool of foreign affiliate earnings whose distribution to Canada attracts Canadian tax with a deduction for underlying foreign tax.
T1135
Canada's foreign income verification statement, reporting specified foreign property. It is tested on cost amount rather than market value, in aggregate.

The published fees closest to day traders what we charge

Each item below is priced on its own rather than folded into a single figure, so a trader who only needs the investor-or-business position set out in writing pays for that and not for a return they are not asking us to prepare.

Foreign asset & information reporting

$349fixed, before work starts

Covers: The information returns that carry the heaviest penalties — foreign accounts, foreign property, foreign affiliates — prepared from one asset list.

See this fee page

Individual tax filing

$349fixed, before work starts

Covers: Returns for people whose tax position did not stay in one country, including the years residence itself is in question.

See this fee page

Catch-up & voluntary disclosure

$349fixed, before work starts

Covers: Bringing an unfiled history current: which years are still open, which programme applies, and what the exposure is before you commit.

See this fee page

The difference a dedicated cross-border team makes

4 global offices

Meet us in person in India, the USA, Canada and the UAE, or send everything through the secure portal — the same process either way.

Cross-border is the whole practice

International and cross-border tax is all we do — not a sideline next to domestic work. The edge cases on this page are our ordinary Tuesday.

A named reviewer on every file

Every page on this site and every file we deliver says which practitioner reviewed it — a person, not a team inbox.

Every figure on a page is traceable

Where a rate or a threshold appears in our writing it names the tax year it belongs to. Where it could not be confirmed, the page describes the mechanism and quotes no number.

Two of the firm’s advisers and the team in the open-plan office

How the engagement runs, phase by phase

Step 1

The opening call

A call to our 24-hour helpline to establish the facts and the dates that matter

Step 2

Scope in writing

A written scope and a fixed fee before any work starts

Step 3

Prepared and checked

Preparation, then a named reviewer's sign-off before anything is filed

Step 4

Filed, then supported

Filing, then payment — after you have seen and approved the result

Two of the firm’s advisers at a desk in the Delhi office

How the work runs — quote first, then the work

  • Step 1: Documents first, questions second – We read the file before asking anything, so the questions we do ask are the ones that matter.
  • Step 2: A quote you can hold us to – Fixed in writing against a defined scope. No hourly meter, and no revision after the fact.
  • Step 3: The order of filing decided deliberately – Which return goes first can decide whether relief is available at all. That is planned, not discovered.
  • Step 4: Nothing filed without your sign-off – You see the completed work, ask what you need to, and approve it before submission.

Quoted up front, in writing.

Contact Us 24-hour helpline +1 (416) 619-0068

The rest of this practice

Every link below is a full page of its own — the same depth as this one, for its own subject.

Services these clients use most

Advance rulings — India Advance rulings India tax — the guide, the FAQ and the fixed fee.
Short-term business visitors The full guide to short-term business visitors, with the fee fixed before any work starts.
Lower or nil TDS certificate under section 197 Its own page: lower nil TDS certificate section 197 — mechanism, deadlines and published fees.
State returns — for a nonresident alien Everything on nonresident alien state tax return, at the same depth as this page.
Notice of objection (Canada) Notice of objection Canada — the guide, the FAQ and the fixed fee.
Importing into the US — duty & MPF The full guide to importing into the US — duty & mpf, with the fee fixed before any work starts.
Why a Canadian should rarely own an LLC Its own page: why Canadian should not own LLC — mechanism, deadlines and published fees.
Form T1142 — distributions from a non-resident trust Everything on t1142 distributions non-resident trust, at the same depth as this page.
Local resident director services in Canada Resident director services Canada — the guide, the FAQ and the fixed fee.

Who we bring this work to

Technology & SaaS — relief you're probably missing Technology & saas relief you're probably missing — the guide, the FAQ and the fixed fee.
Day traders — your filing calendar The full guide to day traders your filing calendar, with the fee fixed before any work starts.
Advisors & referral partners cross-border tax Its own page: advisors & referral partners cross border tax — mechanism, deadlines and published fees.
Amazon FBA sellers cross-border tax Everything on amazon fba sellers cross border tax, at the same depth as this page.
Manufacturers cross-border tax Manufacturers cross border tax — the guide, the FAQ and the fixed fee.
Law firms cross-border tax The full guide to law firms cross border tax, with the fee fixed before any work starts.
Family holding companies cross-border tax Its own page: family holding companies cross border tax — mechanism, deadlines and published fees.
Tax for railway & transit crew Everything on railway & transit crew tax, at the same depth as this page.
Tax for mechanical & electrical engineers Mechanical & electrical engineers tax — the guide, the FAQ and the fixed fee.

The corridors we work every week

Canada–Hong Kong tax corridor Canada Hong Kong tax — the guide, the FAQ and the fixed fee.
Cyprus tax for expats — country guide The full guide to Cyprus tax for expats, with the fee fixed before any work starts.
Algeria tax for expats — country guide Its own page: algeria tax for expats — mechanism, deadlines and published fees.
France tax for expats — country guide Everything on France tax for expats, at the same depth as this page.
Egypt tax for expats — country guide Egypt tax for expats — the guide, the FAQ and the fixed fee.
Nepal tax for expats — country guide The full guide to Nepal tax for expats, with the fee fixed before any work starts.
Oman tax for expats — country guide Its own page: Oman tax for expats — mechanism, deadlines and published fees.
Jordan tax for expats — country guide Everything on jordan tax for expats, at the same depth as this page.
India–Australia tax corridor India Australia tax — the guide, the FAQ and the fixed fee.

The people on your file

Five named practitioners, each with the part of a cross-border file they carry. Every page on this site says who reviewed it, and the reviewer is one of these people rather than an unnamed team.

Udit Gupta

Udit Gupta

Cross-Border Tax Expert

CA (ICAI), In-Depth Tax Trained

Reviews and signs off the practice's cross-border positions, and carries final responsibility for the treaty analysis on every file that leaves the office.

Abhinav Gupta

Abhinav Gupta

Canada Tax / International Tax

Canada Tax, International Tax, Cross-Border Tax, Transfer Pricing

Canadian returns with foreign income, non-resident filings, and the transfer-pricing documentation that runs alongside intercompany work.

Raghav Gupta

Raghav Gupta

International Tax

International Tax, Transfer Pricing Specialist

Benchmarking, method selection and the local-file and master-file sets that support a group's pricing policy under examination.

Anmol Mittal

Anmol Mittal

Canada and US tax

CPA Canada, CPA USA, CA (ICAI)

Files that have to be right on both sides of the border at once — dual filings, streamlined catch-ups, and the foreign tax credit reconciliation between them.

Vinayak Indolia

Vinayak Indolia

CFO advisory

CPA, CA. Fractional CFO and Senior Advisory Specialist

Groups that need the tax position and the finance function to agree: structure reviews, intercompany policy, and the reporting a board can act on.

Meet the whole team

What these engagements turn on

Case study 1

Whether the Year Made Someone an NRI

Indian residence is decided by presence tests applied to the financial year, and a single trip can change the answer for the whole of it. The status is established before any return or exemption is considered.

Read how this one runs
Case study 2

A Second Opinion on a Return Already Filed

A cross-border return prepared on one side only is usually right in isolation and wrong in combination. The review checks residence, source and relief in that order, and says plainly whether an amendment is worth making.

Read how this one runs
Case study 3

Coming Back to Canada After Years Abroad

Returning restarts Canadian residence and re-values what you own on the day you arrive. Foreign pensions, employer plans and accounts opened abroad each land differently, and the reporting thresholds are tested against the whole portfolio rather than each account.

Read how this one runs
Case study 4

The Same Income Taxed Twice on Paper

Relief usually exists and is lost to sequence: one country taxes at source and the other credits it, and preparing them in the wrong order claims a credit against a figure nobody has computed.

Read how this one runs
Case study 5

Residency Changed Mid-Year and Both Returns Assumed a Full One

A move part-way through a year produces two part-year positions, not two full ones. The engagement establishes the date residence actually changed, allocates income either side of it, and amends whichever return was filed on the wrong footing.

Read how this one runs
Case study 6

A US Citizen Settled in India, Filing on Both Sides

Residence in India and citizenship in the United States produce two annual returns for one income. The order decides the credit, and the Indian financial year and the US calendar year have to be reconciled before either is prepared.

Read how this one runs
Case study 7

A Residency Determination Review After Leaving the Country

Residence is decided on ties, not on a form, and the review asks for evidence of every one of them. The file assembles the ties that were severed and the ones that remained, and answers the questionnaire against the treaty rather than around it.

Read how this one runs
Case study 8

Withheld at the Statutory Rate When a Treaty Rate Applied

Where withholding has already gone out at the full domestic rate, the treaty rate is recovered rather than applied. The file establishes entitlement for each payment, then puts the documentation in place so the following year runs at the correct rate from the start.

Read how this one runs

All case studies — every published engagement in one place.

How and where the work is delivered

Every link below is a full page of its own — the same depth as this one, for its own subject.

Where the work is delivered

More coverage detail

Core International & Cross-Border Tax Services

International Tax Planning & Advisory

Strategy and compliance for income, assets and families spread across borders.

Treaty residency & tie-breaker
FATCA reporting (Form 8938)
Foreign tax credit (Form 1116)
Multi-country filing calendar
Real estate holding structures
International tax planning
Pre-immigration tax planning
Family office structures
One coordinating team: filings on every side of the border are sequenced so treaty relief and foreign tax credits are claimed once — and in the right country.

U.S. & Cross-Border Tax Returns

Form 1040 from abroad
US state non-resident returns
FBAR (FinCEN 114) filing
Form 5472 — foreign-owned US corp
FIRPTA withholding (Form 8288)
US estate tax exposure
IRS streamlined foreign offshore
PFIC reporting (Form 8621)
Dual filers: U.S. citizens in Canada and Canadians with U.S. income run two parallel systems — we prepare both, in the right order, every year.

Expat & Emigration Tax

Departure tax leaving Canada
T1161 properties on emigration
Residency planning
Step-up in cost base on arrival
Split-year residency
Employment income under a treaty
Social security totalization
Returning to Canada after years abroad
The move year is its own project: the elections and valuations filed that year decide the next decade of both countries’ returns.

Non-Resident Canadian Tax

Section 216 rental return
NR4 & NR6 withholding
Section 217 pension return
Section 116 clearance certificate
Regulation 105 waiver
Non-resident employment income
Taxable Canadian property
Part XIII withholding review
Default withholding is 25% of gross: elective returns routinely turn over-withheld rent and pensions into refunds.

Transfer Pricing & BEPS

s.247 contemporaneous documentation
Functional & risk analysis
Benchmarking study
Intercompany agreements
Country-by-country report
BEPS & Pillar Two
Permanent establishment risk
TP audit defence file
Documentation prepared with the return is the cheapest insurance in international tax; reconstructing it during an audit is the most expensive.

Cross-Border Estates & Trusts

Cross-border wills
US estate tax for non-resident aliens
Terminal return & clearance certificate
Non-resident trusts (s.94)
T1141 & T1142 trust reporting
Inheriting property abroad
Graduated rate estates
Post-mortem planning & pipeline
Wills drafted for one country routinely misfire in the other — deemed disposition here, estate tax there, credits in between.

Cross-Border Corporate Tax

Entity selection across borders
Business profits & PE
Intercompany loans & thin cap
Paying dividends to a foreign parent
Global mobility & day tracking
Debt vs equity funding
Branch or subsidiary
Cross-border M&A due diligence
Expansion raises the same four questions every time — entity, PE, repatriation, payroll. We answer them before the tax authorities do.

India Tax for NRIs & Returning Residents

NRI residency day tests
NRE, NRO & FCNR accounts
TDS on property (s.195)
Lower or nil TDS certificate
Repatriating sale proceeds
Capital gains on Indian shares
India–Canada DTAA
ITR-2 for NRIs
The deduction is taken on the sale price, not the gain — which is why an NRI property sale strands cash unless the certificate is applied for before closing.

Canadian Tax with a Foreign Element

T1135 foreign property
T1134 foreign affiliates
Departure tax
Newcomer's first return
Returning to Canada
Split-year residency
US citizens in Canada
Canada–US corridor
Residency is decided on facts, not on a form — and the year you arrive or leave is the one where the largest amounts turn on the smallest details.

UAE Tax for Expats & Their Home Country

Expat tax in the UAE
Moving to the UAE
Moving back from the UAE
UAE property purchases
Retiring in the UAE
Canada–UAE corridor
India–UAE DTAA
US–UAE corridor
A zero-tax country is only half the answer — the question that decides the bill is whether the country you came from still treats you as resident.

Industries & Client Types We Serve Worldwide

Global E-commerce & Marketplaces
Technology & SaaS
Professional Services Firms
Cross-Border Real Estate
Importers, Exporters & Manufacturers
Athletes, Artists & Entertainers
Remote Workers & Digital Nomads
Investment Funds & Holding Companies

Global E-commerce & Marketplaces

  • Foreign VAT / GST / sales tax registrations
  • Marketplace withholding reviews
  • Inventory nexus & PE analysis
  • Multi-currency books reconciled
Explore E-commerce & Marketplaces

Technology & SaaS

  • Cross-border revenue sourcing & withholding
  • IP structuring with real substance
  • Equity for cross-border teams
  • U.S. expansion: entity & PE setup
Explore Technology & SaaS

Importers, Exporters & Manufacturers

  • Transfer pricing documentation (s.247)
  • Customs value vs transfer price
  • Foreign affiliate reporting (T1134)
  • Country-by-country reporting
Explore Trade & Manufacturing

Athletes, Artists & Entertainers

Performance income is taxed where earned — Regulation 105 in Canada, withholding agreements in the U.S. — with special treaty articles overriding the usual rules.

Performance income is taxed where the performance happens, and the deduction is usually taken at source on the gross fee before expenses. Recovering the difference is a filing exercise in the other country, and it only works if the tour, the residency and the withholding certificates were documented while the work was being done.

  • Reg 105 & U.S. CWA agreements
  • Multi-state & country calendars
  • Touring income allocation
  • Royalty & image-rights withholding
Explore Athletes & Entertainers

Remote Workers & Digital Nomads

  • Residency analysis before moving
  • Employer payroll exposure
  • Totalization & social security
  • Foreign tax credits
Explore Remote Workers

Investment Funds & Holding Companies

  • Treaty access & PPT reviews
  • FAPI & surplus computations
  • Withholding-efficient routing
  • Governance & substance
Explore Funds & Holdcos

Day traders — what we charge — questions we are asked

What makes day traders different from an ordinary filing?

Frequent trading can convert investment activity into a business, which changes the inclusion rate on gains, the deductibility of losses and expenses, and sometimes the availability of registered-account treatment. An ordinary preparer applies the general rule and stops there, which is how the relief in the specific provision goes unclaimed.

Can you work with my existing accountant?

That is how most of these engagements run. They keep the domestic file, we take the cross-border piece, and the boundary is agreed in writing so nothing is done twice or missed.

What is double tax relief and how is it given?

Three mechanisms, and which one you get depends on your residence country's law and the treaty. Exemption leaves the foreign income out of the residence-country base. Credit taxes it and then subtracts the foreign tax, capped at the residence-country tax on that income. Deduction merely reduces taxable income by the foreign tax, and is usually the weakest. Canada and the United States lead with credit; several treaties give exemption for specific income types. See claiming the credit.

How do families with assets in two countries handle inheritance?

With paperwork built for both systems rather than one. In practice that means wills that work where each asset actually sits, an executor with authority a foreign bank or land registry will accept, clearance certificates before the estate distributes so the executor is not left personally exposed, and an estate tax exposure calculation done while the person is alive and can still act on it. Doing it afterwards costs more and forecloses most of the options. See cross-border wills and trusts.

Can you handle a fourth country?

We coordinate with a local adviser there and keep ownership of the interaction between the systems, which is where the value and the risk both sit.

Why is cross-border work more expensive than a domestic return?

Because two systems have to be reconciled rather than one applied, and the reconciliation is where the money is saved. The fee is still fixed and agreed before we start.

Tax terms explained

Earnings strippingImplicit supportHybrid surplusDual citizenshipCompetent authorityUnified creditReasonable causeChapter 4 withholdingRegulation 105Published feeControlled foreign affiliateWorldwide incomeForm 926T1135 Browse the full A–Z glossary

Related pages

More in this section

All who we helpTeam-sport athletes — relief you're probably missingNon-resident landlords — what we chargeCross-border truck drivers — your filing calendarTechnology & SaaS — what we chargeSoftware developers — relief you're probably missingInfluencers & content creators — what you owe in each country

Also relevant

Stock options across bordersTax for software developersIndian resident with foreign assets (Schedule FA)Moving to Canada — a newcomer's first return and benefit claimsTax for actors & film crewTax for construction workers abroad

Fee schedule

Dual filing — 1040 + T1 together — fixed-fee priceT106 information return — fixed-fee priceEstate & trust returns — fixed-fee priceSection 217 pension return — fixed-fee price
Fixed fee agreed before we start

Let us take day traders filing off your desk

One call to the 24-hour helpline is enough to tell you what has to be filed, what it costs, and whether you need us at all.

Contact Us 24-hour helpline +1 (416) 619-0068 See fixed fees
  • 24-hour helpline, +1 (416) 619-0068
  • Fixed fees agreed before work starts
  • Re-quoted, never silently invoiced

Our practitioners are alumni of leading accounting and tax institutions

Where our partners studied — CPA Canada (In-Depth Tax Program), AICPA, the Institute of Chartered Accountants of India and the Malaysian Institute of Accountants.

Request a Quote +1 (416) 619-0068